Income Required Calculator

Estimate the income needed to qualify for a target home price.

Home Price ($)

Down Payment ($)

Interest Rate (%)

Loan Term

Monthly Tax + Insurance ($)

Other Monthly Debts ($)

Annual Income Required

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Monthly P&I

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Total Housing

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Required (28% rule)

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Required (36% rule)

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How it works

This calculator returns the higher of the 28% and 36% income thresholds — that's the binding constraint. If you have significant other debts, the 36% rule usually dominates.

For informational purposes only. Not financial advice.